How much do you have to pay in downpayment when buying an HDB flat?

Everything You’ve Ever Needed to Ask About HDB Downpayments

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What determines the loan ceiling of my bank loan?

Assuming that you are within your Mortgage Servicing Ratio and the Total Debt Servicing Ratio, the upper limit of your bank loan depends on two factors: the tenure of your loan, and how many housing loans you have at the point of application.

See the following table for a quick summary.

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When do I have to make the downpayment for my HDB flat?

Now that you know the downpayment amounts for different HDB flats and scenarios, you may be wondering when exactly you need to pay it.

We’ve included the info in the table at the beginning of the article, but to save you the trouble of scrolling all the way up, here’s a quick summary.

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WE ARE READY TO ASSIST

We would love to help you in your property journey. Contact one of our TemasekClass consultants for a non-obligatory discussion.

 

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