Terms & Conditions

1. ACCEPTANCE OF TERMS

1.1 By using and accessing https://www.temasekclass.com/
(the "Website"), you conclude a legally binding agreement with us, TemasekClass ("we" or "us"), the owner and administrator of the Website.

1.2 You accept without limitation or qualification the Terms of Service, including the Privacy Policy (http://www.temasekclass.com?open=privacy-policy).

1.3 We may amend these Terms of Service at any time by posting a revised version on the Website. However, an individual notice will not be sent to you. Any amended Terms of Service shall replace all previous versions of the same. If you do not agree to the amendments or changes to the Terms of Service, you should immediately cease use of any of the services on the Website. After any such amendment becomes effective, we will deem your continued use of the Website to constitute acceptance and agreement to such amendment. You can review the most current version of the Terms of Service at any time at http://www.temasekclass.com?open=terms-and-conditions.

1.4 We will, from time to time, post on the Website, guidelines and rules relating to the use of the Website. All such guidelines or rules are hereby incorporated by reference into the Terms of Service.

2. USE OF THE WEBSITE

2.1 You agree to comply with the Policy of Acceptable Use:
In using the services provided by TemasekClass on https://www.temasekclass.com/ (the "Website"), you agree not to:
i. violate any law, statute or regulation;
ii. infringe the copyright, patent, trademark, trade secret or other intellectual property right of any party, including but not limited to TemasekClass;
iii. sell counterfeit goods;
iv. sell any goods or provide any services prohibited by law;
v. engage in money laundering activities;
vi. engage in gambling activities;
vii. engage in any immoral activity or potentially immoral activity, including but not limited to prostitution and pornography;
viii. impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity;
ix. act in a manner that is defamatory, libelous, threatening or harassing;
x. provide false, inaccurate or misleading information;
xi. engage in potentially fraudulent, suspicious or illegal activity and/or transactions;
xii. "stalk" or otherwise harass another user of the Website ("User");
xiii. send unsolicited emails to any User or use TemasekClass services to collect payments for sending, or assisting in sending unsolicited emails to third parties
xiv. disclose or distribute another User’s personal information to a third party, or use such information for marketing purposes without the express consent of that User;
xv. take any action that imposes an unreasonable or disproportionately large load on TemasekClass’s infrastructure;
xvi. upload, or cause to be uploaded, any content to the Website that contains viruses, or any other items that may damage, interfere with, or adversely affect or hinder access to the Website;
xvii. engage in, nor cause other Users to engage in, spamming, phishing, improper, malicious or, in TemasekClass absolute discretion, fraudulent clicking, impressions or marketing activities relating to the Website;
xviii. in TemasekClass’s absolute discretion, reflect poorly on or tarnish the reputation of TemasekClass;
xix. modify, adapt, reformat, recompile, transmit, publish, license, reverse engineer, disassemble, reconstruct, decompile, copy or create derivative works of, transfer or sell any services on the Website or part thereof, including source codes or algorithms, except as expressly authorized by TemasekClass in writing, or to the extent permitted by law;
xx. alter, remove, cover or otherwise deface any identification, trademark, copyright or other notice from any aspect of the services on the Website;
xxi. use any automation software, hacks, mods or any other unauthorized third-party software designed to access, crawl or collect from TemasekClass services; and
xxii. use any unauthorized third party software that intercepts, “mines” or otherwise collects information from or through TemasekClass. in using the Website. We may remove or delete any content that you have provided on the Website if we, in our absolute discretion, suspect that you have violated the Policy of Acceptable Use.
xxiii In carrying out any transactions with us on or in relation to the Website or registering an account with us on the Website, you warrant that:
    • you are above 21 years of age;
    • you are using your actual identity;
    • the personal data that you have provided to us are true, accurate, complete, and current; and
    • you will maintain and promptly update your personal particulars and ensure that such information is kept true, accurate, complete, and current.

2.3 Children (users below the age of 21 years) are not eligible to use the Website or provide any personal data on the Website unsupervised. If you are below 21 years of age, you may use the Website and/or provide any personal data on the Website only after you have obtained consent from your parents/legal guardian or if you are under the supervision of your parent/legal guardian.

2.4 In the event that we have given you (or where you have chosen) a password which enables you to access certain parts of the Website, you acknowledge that you are fully responsible for maintaining the confidentiality of your password, and all activities occurring under your account.

2.5 You agree to notify us of any breach of security of your password.

2.6 We will not be liable for any loss or damage arising from your failure to comply with this Clause 2. 

3. TemasekClass MATERIAL

3.1 By using and accessing the Website, you will be exposed to information, data, text, software, photographs, graphics, video, messages or other materials that we and/or other users of the Website upload, post, email, transmit or otherwise make available on the Website ("TemasekClass Material") whether publicly or privately.

3.2 You understand TemasekClass Material may be offensive, indecent or objectionable.

3.3 You understand that TemasekClass Material may only be used for the your own and non-commercial use, and not for publication, distribution, transmission, retransmission, redistribution, broadcast, reproduction or circulation to someone else in the same company or organization, and not for posting to other websites or forums, newsgroups, mailing lists, electronic bulletin boards, or Internet Relay Chats operated by other websites.

3.4 You agree not to reproduce, display or otherwise provide access to the Website or TemasekClass Material on another website or server.

3.5 We are, under no circumstances, liable for any TemasekClass Material, including but not limited to, any errors or omissions in any TemasekClass Material, or for any loss or damage of any kind incurred as a result of the use of any TemasekClass Material posted, emailed, transmitted or otherwise made available on the Website.

4. DISCLAIMER OF WARRANTIES

4.1 Your use of the Website is at your sole risk. We disclaim all warranties of any kind, whether express or implied.

4.2 We reserve the right at any time and from time to time to modify and discontinue, temporarily or permanently, any services of the Website (or any part thereof) with or without notice. You agree that we shall not be liable to you or to any third party for any modification, suspension or discontinuance of such services.

4.3 We make no warranty that:
    • the Website will meet your requirements;
    • the Website will be uninterrupted, timely, secure and error-free;
    • any results that may be obtained from the use of the Website will be accurate or reliable; and
    • the quality of any products, services, information or other material purchased or obtained by you through the Website will meet your expectations.

4.4 We cannot and do not endorse, and cannot be responsible for, the messages, views, opinions, research and recommendations of individuals, users, and organizations of deemed interest, or advocate any patronage of any particular service provider, course of treatment or commercial dealings in any securities, investments or classes of securities or investments nor does the inclusion on the Website of a link to other website(s) or resources imply any form of endorsement by us.

4.5 We do not actively review or edit the messages, views, opinions, research and recommendations of users, even if such messages, views, opinions, research and recommendations are made by the users using the Website. While the information on the Website has been obtained from sources believed to be reliable, none of the data, news, information, reports or opinions nor any of the recommendations (if any) has been customized for any specific person or class of persons. Therefore, please use the Website at your own risk.

4.6 By making available information and data on pursuant on the Website, including facts, views, opinions and recommendations of individuals and organizations of deemed interest, we and our content providers are not giving or purporting to give or representing or holding themselves out as giving financial, investment, tax, legal and other professional advice. You shall always seek the relevant professional advice before otherwise making any such decisions.

4.7 We may monitor or review any areas on the Website where you transmit or post communications for the purpose of promoting its efficiency, usefulness and appropriateness of use. However, we do not undertake to monitor or review every posting or communication, and we disclaim any and all liability relating to all TemasekClass Material, whether or not arising under the laws of copyright, trademarks, libel, privacy, obscenity, or otherwise.

5. INDEMNITIES

5.1 You agree to indemnify and hold us, and our subsidiaries, affiliates, officers, agents or other partners, and employees, harmless from any claim or demand, including attorneys' fees, made by any third party due to or arising out of any content that you submit, post, transmit or make available on the Website, your use of the Website, your connection to the Website, your violation of the Terms of Service, or your violation of any rights of another party.

6. LIMITATION OF LIABILITY

6.1 We shall not be liable to you for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to damages for loss of profits, goodwill, use, data or other intangible losses (even if we have been advised of the possibility of such damages), resulting from:
    • the use or the inability to use the Website;
    • the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the Website;
    • unauthorized access to or alteration of your transmissions or data;
    • statements or conduct of any third party on the Website; and
    • any other matter relating to the Website.

6.2 Any claim of any nature whatsoever by either party against the other party and any action against the other party must be commenced within 2 years after the date on which the cause of action arises, following which the aggrieved party shall have no further claim whatsoever against the other party.

7. PRIVACY POLICY

7.1 All personal data about you is subject to our Privacy Policy http://www.temasekclass.com?open=privacy-policy.

7.2 The Privacy Policy http://www.temasekclass.com?open=privacy-policy
is deemed incorporated into the Terms of Service by reference to this Clause.

8. COPYRIGHT INFRINGEMENT POLICY

8.1 If you believe that your copyright has been infringed, please complete our standard notice of infringement (PDF available here http://www.temasekclass.com?open=privacy-policy) and send a copy of the duly completed form to us via post at:

TemasekClass
3 Bishan Place #05-01, CPF Bishan Building Singapore 579838
(+65) 6100 4008
hello@temasekclass.com
Attention: Chief Financial Officer

8.2 Please note that we will only accept and act on notices in the English language that comply with this Terms of Service. Any notices that do not comply with the above will be rejected, and we will not take any action in relation to such rejected notices.

8.3 Within 4 weeks of receipt of a compliant notice of infringement, we will take the actions described below:
    • expeditiously take reasonable steps to remove or disable access to the allegedly infringing electronic copy; and
    • after removing or disabling access to the allegedly infringing electronic copy, expeditiously take reasonable steps to notify the user who had made that content available ("Content
Owner") via the contact details that the user has provided to us.  In doing so, we will also provide the Content Owner with a copy of the notice of infringement.

8.4 If the Content Owner provides a counter-notice, and this counter-notice is provided to us within 4 weeks of the date that we notify the Content Owner of the removal or disabling of access to the allegedly infringing content ("Notification
Date"):
    • we will expeditiously take reasonable steps to restore, or to restore access to, the allegedly infringing content, if it is technically and practically feasible to do so; and
    • if, before we complete the necessary steps to restore, or to restore access to, the allegedly infringing content (where it is technically and practically feasible to do so), the owner of the copyright in question commences proceedings to prevent the restoration of, or the restoration of access to, the allegedly infringing content, and we are informed of such proceedings, we will cease such steps to restore, or to restore access to, the allegedly infringing content.

8.5 If the Content Owner does not provide a counter-notice within 4 weeks of the Notification Date, we will take no further action and we will consider the case to be closed.

9. TERMINATION

9.1 We may, under certain circumstances and without prior notice, at our sole discretion immediately terminate your account (if any). Cause for such termination shall include without limitation:
    • breaches or violations of the Terms of Service, Policy of Acceptable Use, or other incorporated documents, guidelines or rules;
    • request by law enforcement or other government agencies;
    • self-initiated account deletions;
    • infringement of intellectual property rights of others;
    • discontinuance or material modification to the services on the Website, or part thereof;
    • unexpected technical or security issues or problems; or
    • extended periods of inactivity.

9.2 Termination of your account shall result in:
    • removal of access to and barring of further use to all offerings of the Website that are associated with such account; and
    • deletion of your password and all related information, files and content associated with or inside your account (or part thereof).

9.3 Termination of your account shall be without prejudice to any other rights or remedies we may be entitled to under the Terms of Service, at law or in equity and shall not affect any accrued rights or liabilities nor the coming into or continuance in force of any provision which is expressly or by implication intended to come into or continue in force on or after such termination.

10. INTELLECTUAL PROPERTY RIGHTS

10.1 Upon your upload of any images, photographs, and/or listing descriptions onto the Website (the “Content”), you shall give us a worldwide, royalty-free, irrevocable licence to use, store, host, reproduce, modify, adapt, watermark, communicate, publish, publicly perform, publicly display, create derivative works, and distribute the Content. By uploading the Content, you warrant that you own the copyright of the Content and thus have the requisite rights to licence it to us as stated. We shall have the right to watermark the photographs within the Content and the copyright in the final watermarked photographs shall belong solely to us. All other names, products and marks mentioned are the intellectual property rights of their respective owners. No materials provided through the Website, including text, graphics, code, ratings, rankings, databases, aggregated information, TemasekClass Material and/or software may be reproduced, modified, adapted, distributed, published, displayed, uploaded, posted, transmitted or hyperlinked in any manner and in any form without our express, prior written approval, and the approval of the respective copyright and trade mark holders. The Website and TemasekClass Material are for your personal use only, and you may not engage in any dealings with other parties regarding such services and contents. Such dealings include commercial dealings and dealings which will adversely affect the commercial value of the Website and TemasekClass Material.

11. GENERAL

11.1 The Terms of Service shall be governed by and construed in accordance with the laws of the Republic of Singapore, and any claims or disputes of whatever nature shall be subject to the exclusive jurisdiction of the courts of the Republic of Singapore.

11.2 Our failure to exercise or enforce any right or provision of the Terms of Service shall not constitute a waiver of such right or provision. If any provision of the Terms of Service is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the Terms of Service remain in full force and effect.

11.3 Any account that you may have with us is not transferrable and any rights to such account will terminate upon your death. Upon receipt of a copy of your death certificate, your account will be terminated and all content that you have generated in your account will be permanently deleted.
11.4 All notifications to us pursuant to the Terms of Service shall be sent via email to infringement@temasekclass.com

Privacy Policy

POLICY STATEMENT 
This External Privacy Policy (the “Policy”) applies to the collection, use and disclosure of Personal Data (hereinafter defined) of its clients/customers by TemasekClass (“TemasekClass” or “the Organization”).

1. GENERAL 

1.1 This Policy provides information on the obligations and policies of TemasekClass in respect of an individual customer’s Personal Data. TemasekClass is committed to using reasonable efforts in applying, where practicable, those principles and the processes set out in this Policy to its operations. Please take a moment to read this Policy so that you know and understand the purposes for which we collect, use and disclose your Personal Data. 

1.2 TemasekClass management, staff and associates/agents shall endeavor to respect the confidentiality of and keep safe all Personal Data collected, stored, disclosed and used for, or on behalf of, TemasekClass. TemasekClass strives to ensure all collection, storage, disclosure and usage of Personal Data by the Organization and by anyone acting on its behalf shall be done in an appropriate manner and in accordance to the Personal Data Protection Act and this Policy. 

1.3 By interacting with us, submitting information to us, or engaging in real estate services offered by us, you agree and consent to TemasekClass as well as to its respective representatives, associates and agents (collectively referred to herein as "TemasekClass", "us", "we" or "our") collecting, using, disclosing and sharing amongst themselves your Personal Data, and disclosing such Personal Data to TemasekClass’ authorized service providers and relevant third parties in the manner set forth in this Policy. 

1.4 This Policy supplements but does not supersede nor replace any other consents you may have previously provided to us in respect of your Personal Data, and your consents herein are additional to any rights which we may have at law to collect, use or disclose your Personal Data. 

1.5 For the purposes of this Policy, in line with the provisions under the Singapore Personal Data Protection Act 2012 (No. 26 of 2012) (the “Act”), “Personal Data” shall mean data, whether true or not, about an individual who can be identified from that data; or from that data and other information to which an Organization has or is likely to have access. Such Personal Data shall also refer to that which is already in the possession of TemasekClass or that which shall be collected by TemasekClass in the future. 

2. CONTACTING THE DATA PROTECTION OFFICER 

2.1 Where you: (i) legitimately request access to Personal Data relating to you which is in the possession and control of TemasekClass; (ii) have any questions or feedback relating to your Personal Data or this Policy; or (iii) wish to correct Personal Data relating to you which is in the possession and control of TemasekClass, you may contact our Data Protection Officer (“DPO”) in accordance with our standard procedures as stated in this Policy. We shall accede to your request within a reasonable time and manner. 

2.2 In accordance with the Personal Data Protection Act, TemasekClass has established a process for receiving and responding to any query or complaint that may arise with respect to the application of this Act. To ensure that TemasekClass receives your complaints and enquiries, please send the same via email to the DPO at the following email address: dpo@TemasekClass.com 

2.3 Please note that if your Personal Data has been provided to us by a third party (e.g. through a referral), you should contact that individual to make such queries, complaints and access and correction requests to TemasekClass on your behalf. 

2.4 Should you not wish TemasekClass to use your Personal Data for any of the purposes listed in Paragraphs 3.2 to 3.4, or not to receive promotional materials from TemasekClass, you may opt out by sending a clearly worded email to the DPO via the email address provided in Paragraph 2.2 above. Your request shall be processed within a reasonable time. However, please note that in such an event we may not be in a position to continue to provide our services to you, administer any contractual relationship in place, and this may also result in the termination of any agreements with us, and your being in breach of your contractual obligations or undertakings, and our legal rights and remedies in such event are expressly reserved. 

3. STATEMENT OF PRACTICES
Types of Personal Data Collected 

3.1 As part of its day-to-day activities, TemasekClass may collect from you Personal Data through various means, including: 
- when you leave your contact details with us after attending our marketing events such as roadshows and seminars;
- when you visit our show flats or open houses and leave behind your contact details or express an interest to preview a unit; 
- when you wish to book a unit at our new property launch; 
- when you interact with our associates or agents, e.g. via telephone calls, letters, face-to-face meetings or email;
- when you respond to some of our marketing collaterals e.g. advertisements, brochures, flyers;
- when you request that we contact you, be included in an email or other mailing list; 
- when you are contacted by, and respond to, our marketing representatives and agents; 
-  when you engage our associates or agents to help source for or transact the sale or purchase of a property (private or HDB); 
- when you engage our associates or agents to look for and transact a rental property (private or HDB); 
- when we receive references from business partners and third parties, for example, where you have been referred by them; and 
-  when you submit your Personal Data to us for any other reasons. 

3.2 The type of Personal Data that we collect from you may include your: 
- NRIC/FIN/Passport Number
- Name
- Address
- Gender 
- Race 
- Date of Birth/Age
- Phone Number
- Email Address
- Qualification
- Occupation
- Household members
- Household/Personal Income
- Credit card information 
- Photo 
- Tax returns 
- CPF information 
- Employment pass/Work permit 

Note that some of the Personal Data we collect are required by the HDB or other government agencies to check your eligibility to purchase a HDB flat or executive condo. 

3.3 If you provide us with any Personal Data relating to a third party (e.g. information of your spouse, children, parents), by submitting such information to us, you represent to us that you have obtained the consent of the third party to you providing us with their Personal Data for the respective purposes. 

Purpose of Collection of Personal Data

3.4 The Personal Data mentioned in Paragraph 3.2 above is collected for the purposes of: 
 - Keeping clients informed of new property launches or existing property for sale or rent; 
 - Following up on client’s expression of interest to purchase or rent a property; 
 - Checking with HDB or government agencies on client’s eligibility to purchase a new HDB flat or executive condo; 
 - Servicing a client’s application to book a unit at a new property launch; 
 - Processing and completing a sale/resale or rental transaction; 
 - Performing valuation of property (using anonymized data); and 
 - Conducting market research and analysis (using anonymized data).

3.5 In addition, TemasekClass collects your Personal Data if you submit an application to us as a candidate for an employment or for an associate’s or agent’s position: 
- Processing your application including pre-recruitment checks, such as in relation to your qualifications and work experience; 
- Providing or obtaining employee references and for background screening/vetting; 
- Collecting information about your suitability for the position applied for; 
- Seeking CEA’s approval (for associates or agents); 
- Communicating with you as required by TemasekClass to comply with its policies and processes, including for business continuity purposes; or 
- Any other purposes relating to the aforesaid.

Disclosure of Personal Data

3.6 Without derogating from any of the above, we may also disclose your Personal Data to the following third parties: 
- Partners 
- Developers 
- Co-brokers 
- Insurers (for group insurance) 
- Regulators and law enforcement officials 
- Government agencies (HDB, CPF) 
- Industry associations (CEA) 
- Lawyers 
- Auditors 
- Third party service providers and consultants 
- Credit, debit and charge card companies, banks and other entities processing payment 
- Any agent acting on TemasekClass’ behalf for the provision of TemasekClass’ services.

3.7 TemasekClass may also disclose your Personal Data to the abovementioned parties in the occurrence of any of the following events: 
- To the extent that we are required to do so by law; 
- In connection with any legal proceedings or prospective legal proceedings; 
- To establish, exercise or defend our legal rights; 
- To third parties who provide services to us or on our behalf; 
- With your consent; or 
- For the purposes of disaster recovery.

3.8 Under certain circumstances, telephone calls made to us on our service hotlines and/or inquiry telephone numbers are recorded for the purposes of quality control, appraisal, as well as staff management and development. In such an event, by agreeing to this Policy, you hereby give your clear and unambiguous consent for the collection, use and disclosure of such Personal Data in accordance with this Policy. 

4. TRANSFER OF PERSONAL DATA OVERSEAS 
4.1 Your Personal Data may be processed by TemasekClass, its partners, associates, agents and third parties providing services to TemasekClass, in jurisdictions outside of Singapore. In this event TemasekClass will comply with the data protection provisions of the Personal Data Protection Act in respect of the transferred personal data while such personal data remains in its possession or under its control; and will ensure that the recipient of your personal data is bound by legally enforceable obligations to provide your personal data a standard of protection that is comparable to that under the PDPA. 

5. ACCURACY OF PERSONAL DATA 
5.1 Where you: (i) legitimately request access to Personal Data relating to you which is in the possession and control of TemasekClass; (ii) have any questions or feedback relating to your Personal Data or this Policy; or (iii) wish to correct Personal Data relating to you which is in the possession and control of TemasekClass, you may contact our Data Protection Officer (“DPO”) in accordance with our standard procedures as stated in this Policy. We shall accede to your request within a reasonable time and manner. 

5.2 TemasekClass shall not be liable for any damage, claim and/or harm suffered by you as a result of your failure to update us of any change of your Personal Data. 

5.3 Should you fail to inform us of your new home address, any correspondence sent by us to your last home address shall be deemed to have been duly received by you. 

6. PROTECTION OF PERSONAL DATA 
6.1 TemasekClass uses commercially reasonable physical, managerial and technical safeguards to preserve the integrity and security of your Personal Data and will not knowingly allow access to this data to anyone outside the Organization, other than to you or as described in this Policy. However, we cannot ensure or warrant the security of any information you transmit to us and you do so entirely at your own risk. In particular, TemasekClass does not warrant that such information may not be accessed, altered, collected, copied, destroyed, disposed of, disclosed or modified by breach of any of TemasekClass’ physical, technical or managerial safeguards. 

7. ACCESS AND CORRECTION OF PERSONAL DATA 

7.1 In accordance with Paragraph 2.1 of this Policy, you have the right to: (a) check whether TemasekClass holds any Personal Data relating to you and, if so, obtain copies of such data and information about the ways in which your Personal Data have been or may have been used or disclosed by TemasekClass within the past year; and (b) require TemasekClass to correct any Personal Data relating to you which is inaccurate for the purpose for which it is being used. 

7.2 TemasekClass reserves the right to charge a reasonable administrative fee in order to meet your requests under Paragraph 7.1(a). Upon payment of the requisite fee, your request shall be processed within a reasonable time. 

7.3 If you wish to verify the details you have submitted to TemasekClass or if you wish to check on the manner in which TemasekClass uses and processes your Personal Data, our security procedures mean that we may request proof of identity before we reveal information. This proof of identity will take the form of full details of name and NRIC/FIN/Passport number. You must therefore keep this information safe as you will be responsible for any action which TemasekClass takes in response to a request from someone using your personal details. 

7.4 TemasekClass shall respond to an access or correction request within 30 days from the time the request is made. If TemasekClass is unable to respond within 30 days, TemasekClass will inform you in writing within that time frame, of the time by which it will be able to respond to the request. 

8. STORAGE AND RETENTION OF PERSONAL DATA 

8.1 TemasekClass will delete, as reasonably possible, or otherwise anonymize any Personal Data in the event that the Personal Data is not required for any reasonable business or legal purposes of the Organization. The deletion or destruction of Personal Data from TemasekClass’ electronic, manual or other filing systems will be done in accordance with our internal procedures and other agreements. 

9. CONTACTING YOU 

9.1 To the extent that any of the communication means which you have provided us with (which may include your telephone number and fax number) is/will be listed on the Do Not Call Registry (the “DNC”), by agreeing to this Policy, by any means of indication, you hereby grant TemasekClass your clear and unambiguous consent to contact you using all of your communication means you have provided to us including using voice calls, SMS, WhatsApp, MMS, fax or other similar communications applications or methods, for the purposes as stated in Paragraphs 3.4 and 3.5. 

10. CHANGE OF POLICY 

10.1 TemasekClass reserves the right to alter any of the clauses contained in this Policy in compliance with local legislation and/or to meet international policy requirements, and for any other purpose deemed reasonably necessary by us. You should look at these terms regularly. If you do not agree to the modified terms, you should inform us as soon as possible of the terms to which you do not consent. Pending such notice, if there is any inconsistency between these terms and the additional terms, the additional terms will prevail to the extent of the inconsistency. 

11. GOVERNING LAW 

11.1 This Policy is governed by and shall be construed in accordance with the laws of Singapore. You hereby submit to the non-exclusive jurisdiction of the Singapore courts. 

12. MISCELLANEOUS 

12.1 This Policy only applies to the collection and use of Personal Data by TemasekClass. It does not cover third party sites to which we provide links, even if such sites are co-branded with our logo. TemasekClass does not share your Personal Data with third party websites. TemasekClass is not responsible for the privacy and conduct practices of these third party websites, so you should read their own privacy policies before disclosure of any Personal Data to these websites. 

12.2 TemasekClass will not sell your personal information to any third party without your permission, but we cannot be responsible or held liable for the actions of third party sites which you may have linked or been directed to TemasekClass website.