Guide to Selling HDB Flats

· Thinking of Selling

Selling Your HDB

Things To Note

Pre-sale checks

Sellers must fulfill the Minimum Occupation Period (MOP) before they can sell their flats.

The MOP is calculated from the date the sellers collect the keys to the flat. It excludes any period where they do not occupy the flat, such as when the whole flat is rented out or when there has been an infringement of the flat lease.

The MOP duration depends on the purchase mode, flat type, and date of flat application:

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Ethnic Integration Policy (EIP) and Singapore Permanent Resident (SPR) quota

Prospective buyers of HDB flats are subject to certain eligibility conditions based on citizenship, age, family nucleus, Ethnic Integration Policy (EIP) and Singapore Permanent Resident (SPR) quota.

The EIP ensures a balanced mix of the various ethnicity in HDB towns, blocks and neighbourhoods. It applies to all buyers.

The SPR quota ensures that SPR households can better integrate into the local community. It applies to non-Malaysian SPR households, where no buyer is Singapore citizen or Malaysian SPR.

To fulfill the EIP and SPR quota, the buyers’ household must

  • fall within the block/neighbourhood’s ethnic and SPR limits
  • be of the same ethnic group and household citizenship as the seller

Use HDB e-service to check eligibility

Procedure for selling HDB flat

Set your asking price. Consider engaging a real estate salesperson (property agent) who can assist you in pricing and handling the paperwork

Check that the salesperson is registered with the Council for Estate Agencies (CEA)

Market your property. Your salesperson will assist you in this

List your property for sale

Screen the prospective buyers

Check if your property fits their criteria, such as budget, number of bedrooms, size and location

Conduct viewing

Negotiate with buyers who will try to bargain

Check if prospective buyer fulfills the EIP and SPR quota

Complete resale checklist

Seller must complete the sellers’ resale checklist at least 7 days before granting an Option to Purchase

Grant Option to Purchase (OTP) in exchange for Option fee

The standard HDB OTP must be used

After agreeing to a price, seller gives buyer the completed and signed OTP in exchange for an Option fee of up to $1,000

The OTP is valid for 21 calendar days, during which the flat is reserved for the buyer

Buyer to request a valuation report

Buyers or their salesperson must apply for a valuation report by the next working day (Monday to Saturday) after seller grants OTP

The resale checklist must be completed before exercising the OTP

Buyer to exercise OTP

Buyer must sign the OTP within 21 calendar days and pay a deposit to the seller of up to $5,000, less the Option fee paid

A binding contract for the sale and purchase of the flat is formed upon exercise of the OTP

The Option fee will not be refunded if the buyer does not exercise the OTP

Submit resale application

Both buyer and seller must submit their resale applications within the number of days agreed upon on page 4 of the OTP

Both buyer and seller must submit their resale applications within 7 days of each other

If the resale application is approved, HDB will schedule an appointment with the buyer and seller 6 to 8 weeks after submission


We would love to help you get the most out of your property.

Should you be thinking of selling, or would simply like an update of where your property sits in today's market, book a non-obligatory discussion with one of our TemasekClass consultants.